California Real Estate Brokerage Errors and Omissions Insurance: Extensive Protection, Exceptional Value
Superior Protection at the Best Value
- Access to more carriers and coverage options than anyone (we’re part of one of the largest insurance brokers in the world)
- 25-year specialists in Errors and Omissions insurance tailored to real estate risks
We can also help with Business Owner’s Policies, Cyber Liability Policies, Workers’ Compensation Insurance, and Surety Bonds.
Superior California Real Estate Brokerage E&O Protection and Exceptional Value — from the California real estate E&O experts
CRES has specialized in the insurance needs of the real estate industry for over 25 years (it’s all we do!)
According to the California Department of Real Estate (DRE), “civil actions brought against real estate licensees . . . usually include causes of action for negligence, professional negligence, negligent misrepresentations and breaches of fiduciary duty.” Don’t leave your business unprotected.
We combine our in-house programs with the purchasing power of one of the world’s largest insurance brokers, A.J. Gallagher, to give you the most coverage options available!
Plus, every E&O plan comes with our exclusive ClaimPrevent® protection
You’ll have access to expert attorneys to help you prevent E&O claims and lawsuits.
CRES E&O + ClaimPrevent® includes expert Legal Services pre-claim.
Our highly-experienced real estate litigators will write letters on your behalf, answer questions, review documents, and more.
You’ll enjoy unique ways to better manage cash flow and save money
Many of our policies offer our unique Per-Transaction payment option — you pay monthly based on your prior month’s sales. We also have 3- and 10-pay payment plans to spread out your premium payments.*
Plus, you can reduce your out-of-pocket claims expense* when you give a CRES Building Permit History Report to a buyer, or purchase a CRES Qualified Home Warranty for your buyer or seller.
Ready to Get Started?
You choose your policy limits, retention (out-of-pocket claims expense limit), payment plan and the activities you need covered, so you’ll only pay for what you need.
Are you looking for a California real estate E&O policy for an individual?
We help everyone from real estate brokerages and individual agents, to mortgage brokers, escrow companies, property managers, appraisers, and transaction coordinators. If you’re part of a transaction, we have a policy to protect you. More about policies for real estate specialties.
California Real Estate Brokerage E&O Plan Details
- Up to $3,000,000 in coverage
- Broad coverage with higher limits in individual coverage areas
- Covers your real estate company, employees, and agents
- Payment options: fixed annual premium, 3- or 10-pay*, or per-transaction payment plans available
- Covers prior transactions for as long as you’ve maintained continuous E&O coverage with us or another E&O company.
Revenue under $1 Million: Get a Quick Quote
Revenue over $1 Million: Get a Quote and Buy Online
Why Do Real Estate Brokerages Need E&O Policies?
How to Choose the Right Insurance for Your Real Estate Brokerage
We can also find you the best options for Business Owner’s Policies, Cyber Liability Policies, Workers’ Compensation Insurance, and Surety Bonds.
*The E&O Retention (Out-of-Pocket Claims Expense) Reduction applies to any real estate licensed Real Estate Services Council Risk Purchasing Group, LLC. (“RESCRPG”) member who personally pays for the Home Warranty Plan. These benefits are offered by, and intended for, the members of RESCRPG. RESCRPG membership is part of your CRES E&O policy. Other warranties may also qualify for an E&O Retention Reduction, but only those warranties listed are guaranteed to qualify. Our 3 and 10 Pay payment plans have an $8 service fee per payment and have minimum premium qualifications. Not available in all states. Certain restrictions apply. Read each policy for a full comparison of coverage and benefits. All coverage is subject to Underwriting and other qualifications.