Business Owner's Policy for Real Estate Companies

As a business owner, you’re exposed to many risks. Theft, fire, lawsuits, and other events can potentially cost you time and money—unless you’re insured with the proper coverage.

We have unparalleled access to more Business Owner Policy options, to find you the best coverage at the best price. (We’re part of one of the largest insurance brokers in the world, Arthur J. Gallagher.)

A Business Owner Policy (BOP) protects your real estate, property management, appraisal, escrow, mortgage brokerage, or transaction coordination business against expensive crises.

BOP insurance combines all of these essential types of coverage into one convenient package:

• General Liability – Protects you if others get injured or if their property is damaged during a covered activity.
• Buildings and Property Coverage – Pays to repair your building and replace your equipment in the event of fire, theft, or other casualty. Includes coverage for a temporary office to keep your business running.
• Loss of Business Income – Pays ongoing expenses, including payroll, due to a covered claim that prevents you from using your office or facility.
• Equipment Breakdown – Replaces or repairs equipment damaged from power surges, mechanical breakdown, burnout, or operator error.
• Personal and Advertising Injury – Defends against copyright infringement, libel, and slander claims.
• Medical Payments – Covers medical expenses resulting from injury to others on property you own or rent.

Does your state require Workers’ Compensation coverage for real estate licensees? (Some, like California, do.) See our Workers’ Comp policy.